Same car, new interest rate.
Upload your existing car loan, and see what we can offer you.
New interest rate, no monthly fee
When less money goes to interest, more can go towards paying off the debt.
Choose your payment plan
Pay off faster, or with a lower monthly cost.
Possibility of interest deduction
Secured loans may entitle you to an interest deduction.
Borrowing money costs money!
If you cannot repay your debt in time, you are in the risk of receiving a record of non-payment. Having a record of non-payment means that you could experience difficulties to rent an accommodation, take out a subscription or being granted new credits. For support, please contact a Budget and Debt Advisor in your municipality. You can find contact details at konsumentverket.se.
How do Anyfin’s car loans work?
Anyfin does not issue car loans for buying a new car; we only refinance existing car loans. And only if we can offer a lower interest rate.
Car loans with collateral
If your current car loan has the car as security, you may in some cases move the loan and keep it secured. This requires that you own the vehicle, bought it from a car dealer, can show the loan agreement, and that the loan is no more than 80% of the vehicle's value. Secured loans may qualify for an interest deduction. The Swedish Tax Agency (Skatteverket) always makes the final decision on what applies.
Car loans without collateral
Prefer an unsecured loan instead? That works too, regardless of whether your current loan is secured or not. It can be a good option if you're planning to sell the car. Get in touch with our customer service and they'll guide you through the process. Keep in mind that unsecured loans don't qualify for an interest deduction.
Why should I
apply with Anyfin?
This could be for you if you:
pay a high interest rate
want one payment per month, instead of several smaller ones
want to see if you can lower your monthly cost
Applying is free and non-binding. You decide, in your own time, whether to accept the offer.
This image is AI generatedYour payment plan,
you decide.
Pay off faster? Or the lowest possible monthly payment? You decide your pace. You can also apply for payment-free months.
Three steps
1. Upload
Upload your current loan agreement and fill in a few details.
2. Get an offer
We review your loan to see if we can come back with an offer.
3. Transfer the loan
If you accept the offer, we pay off your old loan and you get a lower interest rate.
See if we can lower the interest rate on your car loan
FAQ
Is my loan secured?
Can I make extra payments on my car loan?
Do I get an interest deduction?
Anyfin's secured loans are used to refinance your car purchase from a car dealer. The loan has the vehicle as security (a lien).
Under Swedish tax rules, interest on loans like this can be tax-deductible, provided the vehicle is registered to you as the borrower and the loan has security in the vehicle.
The Swedish Tax Agency (Skatteverket) always makes the final assessment of whether an interest deduction can be granted in each individual case. For that reason, Anyfin can't guarantee the right to a deduction.
What happens if I have a service agreement for my car?
Can I refinance both private leasing and a car loan?
Can I refinance all types of vehicles?
Can I transfer my car loan to someone else?
Does moving the loan affect my car insurance?
How the car is financed normally doesn't affect your car insurance. If you're unsure, contact your insurance company.
Keep in mind that the car must be insured for the whole loan period. If you ever make an insurance claim, you'll need to tell your insurance company that Anyfin has security in the car and send them a copy of the credit agreement.