FAQ

Finances are difficult.

That's why we want to help you.

How does Anyfin work?

By downloading the Anyfin app, you as a user can lower the interest rate on existing credits, block yourself from buying on credit or use Bryggan, our interest free loan of up to 1000 kr. You also get a better overview of your expenses, income and your spending pattern.

What do you mean when you say you want to improve financial health?

A survey by Finansinspektionen revealed that one in five households have a hard time having their income cover expenses for one or more months each year. At the same time, Swedish credit debt is growing quickly. We at Anyfin know that finances are difficult and can be a cause of anxiety for many. We therefore want to help people get more control of their finances in order to improve financial health. Whether it's about lowering the interest rate on your expensive credit card bill or helping you block yourself from being able to shop with installments online, we are here to help.

How can Anyfin make it cheaper?

We always offer our users individual interest rates. So instead of giving everyone the same offer, we do an individual credit check. In addition, we have fully automated processes that keep costs down down down. But most likely of all, your current one will probably take over lender more paid than it should đź’¸

How does Anyfin make money?

It’s true: we don’t charge our customers money for most of the features you’ll find in the app, and we charge less than our competitors. The truth is, our competitors charge so much in interest fees that there’s room to cut costs for you and for us to still make money while giving you a much better deal.

How is Anyfin regulated?

Anyfin is an independent consumer credit institution that is under Finansinspektionen's supervision.

Who can access my information?

Your information is processed in accordance with our privacy policy. All data is processed according to the GDPR.

Land

Sweden (English)

Anyfin AB, Drottninggatan 92, 111 36 Stockholm. Org. number: 559094-8005 © 2022 Anyfin AB is a consumer credit institution and is under the supervision of Finansinspektionen. All rights reserved.

Representative example

If a loan of SEK 13,000 is transferred to Anyfin, the savings will be SEK 1,652. The variable interest rate falls from 18.88% to 9.88%, and the administrative fee falls from SEK 19 to SEK 0. The new monthly cost will then be SEK 599 with a 24-month repayment period; consequently, the new effective interest rate is 10.34% and the total amount paid is SEK 14,380. Anyfin makes offers exclusively in situations where Anyfin can lower an individual’s interest rate. Anyfin will never increase an individual’s total costs by extending their repayment period.

The maximum amount that can be refinanced with Anyfin is SEK 300,000. The term can be a minimum of 1 month and a maximum of 120 months, depending on the current term. The nominal interest rate can vary from minimum 3.95% and maximum 19.90%. The effective interest rate can be minimum 4.02% and maximum 22.01%.