By subscription and recurring costs we mean expenses that are automatically deducted from your account every month. This could be subscriptions such as for your phone or TV, memberships such as gyms, book clubs and trade unions, or subscriptions such as streaming services, magazines and other services.
Subscriptions can be found in the Anyfin app and you can easily get started by selecting your bank and logging in via Bank ID. As soon as you have done that, you get full control of which subscriptions and recurring costs you pay for and how much they cost you each month. If you would like to unsubscribe, there is an option "terminate". If there is no option to terminate for a specific service, you can easily contact the service and ask to terminate your subscription.
Anyfin AB, Drottninggatan 92, 111 36 Stockholm. Org. number: 559094-8005 © 2023 Anyfin AB is a consumer credit institution and is under the supervision of Finansinspektionen. All rights reserved.
If a loan of 10,000 SEK is transferred to Anyfin, the savings will be 832 SEK. The variable interest rate decreases from 20.77% to 16.18%. The new monthly cost will then be 352 SEK with a 36-month repayment period; consequently, the new effective interest rate is 17.44% and the total amount paid is 12,689 SEK.
The maximum amount that can be refinanced with Anyfin is 300,000 SEK. The term can be a minimum of 1 month and a maximum of 120 months, depending on the current term. The nominal interest rate can vary from a minimum of 6.48% to a maximum of 19.90%. The effective interest rate can be minimum 6.68% and a maximum of 22.01%.