FAQ

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Lower your Interest Rate

Our most popular product helps you lower the interest rate on existing loans such as installments, credit cards and personal loans up to 300 000 kr. So far, we have reduced our users' effective interest rate by an average of 64%, which corresponds to future savings of approximately SEK 100 million 🙌 Try it too!

What do you mean by reduced interest rates on credits?

How do I apply with an existing credit to Anyfin?

How can you lower my interest rate?

Can I redeem my credit with you in advance?

How do I set up direct debit and my own payment plan?

How do I link my bank account to the Anyfin app?

Before the Application

Do you take a credit report?

Are there any hidden fees?

What types of loans can I refinance?

Does it cost anything to apply?

How much can I apply for?

How do I get a good picture of my invoice?

What do I do if I don’t have a monthly invoice?

If I have already paid the invoice for my credit this month, what do I do then?

Can I pay by direct debit?

After Application

Can I pay off my credit with you early?

What happens to my credit when you transfer it?

When do you pay off my invoice?

When do you send out my monthly invoice?

What happens after an application is submitted?

I already have a credit with you, can I still apply?

Where can I track my credit with you?

What’s the reason you weren’t able to lower my interest rate?

Land

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Anyfin AB, Drottninggatan 92, 111 36 Stockholm. Org. number: 559094-8005 © 2021 Anyfin AB is a consumer credit institution and is under the supervision of Finansinspektionen. All rights reserved.

Representative example

If a loan of SEK 13,000 is transferred to Anyfin, the savings will be SEK 1,783. The variable interest rate falls from 18.88% to 9.88%, and the administrative fee falls from SEK 19 to SEK 0. The new monthly cost will then be SEK 599 with a 24-month repayment period; consequently, the new effective interest rate is 10.34% and the total amount paid is SEK 14,380. Anyfin makes offers exclusively in situations where Anyfin can lower an individual’s interest rate. Anyfin will never increase an individual’s total costs by extending their repayment period.

The maximum amount that can be refinanced with Anyfin is SEK 300,000. The term can be a minimum of 1 month and a maximum of 120 months, depending on the current term. The nominal interest rate can vary from minimum 3.95% and maximum 19.90%. The effective interest rate can be minimum 4.02% and maximum 22.01%.