FAQ
Finances are difficult.
That's why we want to help you.
What is Credit Block?
We at Anyfin want to help our users reach a better financial health and we know that many take expensive loans as a bad habit and often don’t think about the high interest rates and fees. The credit block is for those who want to block themselves from choosing credit options when they shop online.
How do I apply for the Credit Block?
Log in to the Anyfin app and click get started under the Credit Block. Choose the lenders you want to block yourself from and sign the power of attorney. From there, we take over, contact the lender and get back to you as soon as we have received an answer about your block. Note that it can take up to two weeks and that the creditor can refuse the power of attorney.
Which lenders can I block myself from?
Today, Credit Block works for the services Klarna, Collector and Svea Ekonomi but will in the future also include other types of lenders and credit products such as credit cards.
I have blocked myself and now want to lift my block, how do I do it?
If you want to lift your block, you need to contact the lender customer service and they will help you.
Land
Borrowing costs money!
If you are unable to repay your debt on time, you risk receiving a payment remark. This can lead to difficulties in renting a home, signing contracts, and obtaining new loans. For support, contact the budget and debt counselling service in your municipality. Contact details are available at konsumentverket.se.
Anyfin AB, Drottninggatan 92, 111 36 Stockholm. Org. number: 559094-8005 © 2025 Anyfin AB is a consumer credit institution and is under the supervision of Finansinspektionen. All rights reserved.
Representative example
A refinancing loan of 35,000 SEK at a nominal interest rate of 15.17% (variable) with a repayment period of 54 months, with 54 installments of 898 SEK, results in an effective interest rate of 16.27%. The total amount to be repaid is 48,508 SEK. The maximum amount that can be refinanced with Anyfin is 500,000 SEK. The shortest repayment period is 1 month and the longest is 180 months, depending on the current loan term. The nominal interest rate can be as low as 6.48% and as high as 23.00%. The effective interest rate can range from a minimum of 6.68% to a maximum of 25.59%.