FAQ

Finances are difficult.

That's why we want to help you.

What is Credit Block?

We at Anyfin want to help our users reach a better financial health and we know that many take expensive loans as a bad habit and often don’t think about the high interest rates and fees. The credit block is for those who want to block themselves from choosing credit options when they shop online.

How do I apply for the Credit Block?

Log in to the Anyfin app and click get started under the Credit Block. Choose the lenders you want to block yourself from and sign the power of attorney. From there, we take over, contact the lender and get back to you as soon as we have received an answer about your block. Note that it can take up to two weeks and that the creditor can refuse the power of attorney.

Which lenders can I block myself from?

Today, Credit Block works for the services Klarna, Collector and Svea Ekonomi but will in the future also include other types of lenders and credit products such as credit cards.

I have blocked myself and now want to lift my block, how do I do it?

If you want to lift your block, you need to contact the lender customer service and they will help you.

Land

Sweden (English)

Anyfin AB, Drottninggatan 92, 111 36 Stockholm. Org. number: 559094-8005 © 2022 Anyfin AB is a consumer credit institution and is under the supervision of Finansinspektionen. All rights reserved.

Representative example

If a loan of SEK 13,000 is transferred to Anyfin, the savings will be SEK 1,652. The variable interest rate falls from 18.88% to 9.88%, and the administrative fee falls from SEK 19 to SEK 0. The new monthly cost will then be SEK 599 with a 24-month repayment period; consequently, the new effective interest rate is 10.34% and the total amount paid is SEK 14,380. Anyfin makes offers exclusively in situations where Anyfin can lower an individual’s interest rate. Anyfin will never increase an individual’s total costs by extending their repayment period.

The maximum amount that can be refinanced with Anyfin is SEK 300,000. The term can be a minimum of 1 month and a maximum of 120 months, depending on the current term. The nominal interest rate can vary from minimum 3.95% and maximum 19.90%. The effective interest rate can be minimum 4.02% and maximum 22.01%.