See if we can make your part payments, credit cards and loans cheaper

Illustration of a yellow dolphin with a megaphone
Illustration of a yellow dolphin with a megaphone
Illustration of a yellow dolphin with a megaphone

Which payment plan is right for you?

Full speed ahead

Pay as much as you can each month to become debt-free as quickly as possible.

An illustrated yellow dolphin that is working out using dumbbells

Just right is best

Choose an even and reasonable amount. Not too much, not too little – just right.

4 boxes showing different amounts to pay.

Keep it minimal

Only pay the minimum amount and have some extra wiggle room in your finances.

A yellow dolphin in a bathtub

How does it work?

The technical part

We have automated and simplified processes that otherwise take time and cost money. We also set individual interest rates, so you get a rate tailored to you and your financial situation.

The non-technical part

Above all, many lenders charge more than they perhaps should. We set interest rates that we think are fair, while still being able to make money ourselves.

How to get new terms

Apply

You can do this via the Anyfin app or our website. Simply select your lender, answer a few questions about your financial situation and off you go! We'll get back to you as soon as possible.

Get an offer

See if you like your new terms. You have 7 days to decide whether you want to accept the offer.

We move your loan

If you accept the offer, your loan with your previous provider will be redeemed and transferred to us.

Pay off with Anyfin

From now on, you’ll pay your monthly installments to us – with new terms.

An Anyfin customer named Elena on her balcony, using the app.
An Anyfin customer named Elena on her balcony, using the app.
An Anyfin customer named Elena on her balcony, using the app.

It wasn't until I tried Anyfin that I realized how much interest I was actually paying.

Elena

The interviews were conducted with registered users of Anyfin's services, who were selected and contacted via email and phone by Anyfin. The interviews took place at the customers' respective locations. The customers were compensated for their time.

It wasn't until I tried Anyfin that I realized how much interest I was actually paying.

Elena

The interviews were conducted with registered users of Anyfin's services, who were selected and contacted via email and phone by Anyfin. The interviews took place at the customers' respective locations. The customers were compensated for their time.

Frequently asked questions

Is my application with Anyfin binding?

An application with Anyfin is free of charge and non-binding. When you receive an offer from us, you have 7 days to decide whether you want to accept it.

How can Anyfin lower my costs?

Many lenders give the same high interest rate to all their customers. We, on the other hand, carry out an individual credit check and offer you an interest rate that suits your financial situation. We also have fully automated processes that keep costs low. The main reason, however, is that many lenders charge unnecessarily high interest rates.

Is there a maximum amount?

Yes, you can apply with loans and credits up to 300 000 SEK as a sole borrower, and up to 500 000 SEK with a co-borrower.

Do you perform a credit check?

Yes, we perform a credit check. It forms the basis of our credit assessment. Regardless of how many invoices you submit, we only perform one credit check with Upplysningscentralen (UC), which is valid with us for 30 days. If you are or become our customer, the validity period is extended to 60 days.

See if we can lower your costs

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Sweden (English)

Anyfin AB, Drottninggatan 92, 111 36 Stockholm. Org. number: 559094-8005 © 2024 Anyfin AB is a consumer credit institution and is under the supervision of Finansinspektionen. All rights reserved.

Representative example

A refinancing loan of 5,000 SEK at 17.40 % nominal interest rate with a repayment period of 18 months, with 18 installments of 318 SEK, results in a total effective interest rate of 18.86 %. The total repayment amount will be 5,717 SEK.

The maximum amount that can be refinanced with Anyfin is 300,000 SEK. The loan term can be as short as 1 month and as long as 120 months, depending on the current term. The nominal interest rate can range from a minimum of 7.95 % to a maximum of 19.90 %. The effective interest rate can range from a minimum of 8.25 % to a maximum of 21.28 %.