Pay off your debt faster.

We help you lower your interest rate

Anyfin customer with sunglasses smiles
Anyfin customer with sunglasses smiles

No one should have to pay exorbitant interest rates

Far too many people are paying far too much in interest rates and fees, both when you consider their creditworthiness and when you use your common sense. Or at least that's what we think. That's why we help you lower your interest on partial payment plans, credit card debt, and other loans up to 300,000 SEK. Anyfin will take a second look at your credit rates and see if we can make you a better offer. Our customised offer is often better, and we can help you with a payment plan that gets you out of debt more quickly.

Cell phone with a customised refinance offer from Anyfin.


On average, we lower our customers' effective interest rate by 53%.
Anyfin client stands on a balcony and looks at her phone.
Anyfin client stands on a balcony and looks at her phone.
Anyfin client stands on a balcony and looks at her phone.

This is how it works


Apply (cost-free)


Get an offer


Your debt is paid off


Pay (less) to Anyfin

Joanna, Anyfin client since August 2020

“It was so easy to complete my application, and I was able to lower the amount I was paying in interest by thousands of crowns. I felt just like - wow! The app has even made me more engaged with my personal finances. I always used to ask friends for advice, but finally I felt like it was time to stand on my own two feet. So I am very happy and thankful for Anyfin.“

Portrait of Anyfin client with cell phone in hand.
Portrait of Anyfin client with cell phone in hand.

Take control of your finances by setting up your own payment plan. Pay off your debt more quickly or make extra payments whenever you'd like.

“It's been super easy to get a hold of Anyfin's customer service when I have questions. I am fully satisfied and can warmly recommend Anyfin to everyone!”

— Tommy, Anyfin client since October 2020

Anyfin client points at photo wall
Close up on a hand holding a phone with the Anyfin app open.

On average, we save our clients

6 631 kr

Anyfin’s average customer saves 6 631 SEK by refinancing their credit with us. The amount is calculated based on savings on interest and fees for all new customers in Sweden during the period 1 March 2021 to 1 March 2022.


Sweden (English)

Anyfin AB, Drottninggatan 92, 111 36 Stockholm. Org. number: 559094-8005 © 2022 Anyfin AB is a consumer credit institution and is under the supervision of Finansinspektionen. All rights reserved.

Representative example

If a loan of SEK 13,000 is transferred to Anyfin, the savings will be SEK 1,652. The variable interest rate falls from 18.88% to 9.88%, and the administrative fee falls from SEK 19 to SEK 0. The new monthly cost will then be SEK 599 with a 24-month repayment period; consequently, the new effective interest rate is 10.34% and the total amount paid is SEK 14,380. Anyfin makes offers exclusively in situations where Anyfin can lower an individual’s interest rate. Anyfin will never increase an individual’s total costs by extending their repayment period.

The maximum amount that can be refinanced with Anyfin is SEK 300,000. The term can be a minimum of 1 month and a maximum of 120 months, depending on the current term. The nominal interest rate can vary from minimum 3.95% and maximum 19.90%. The effective interest rate can be minimum 4.02% and maximum 22.01%.