Delfi, the Anyfin mascot, sitting in a swim ring on the sea floorDelfi, the Anyfin mascot, sitting in a swim ring on the sea floor

The app for your loans

See if we can lower the rate on your loans and credit. Get better control and smart features to pay off faster.

Two phones showing Anyfin app screens

How to move your loans to Anyfin

  • Check what we can offer

    Upload your loans, installments and credit cards to see if we can offer new terms.

  • We'll handle the transfer

    If you accept the offer, we automatically pay off your existing loan and transfer it to us.

  • Stay on top, in the app

    After that, everything sits in one place, with a clear overview of what you need to pay – and when.

Borrowing costs money!

If you are unable to repay your debt on time, you risk receiving a payment remark. This can lead to difficulties in renting a home, signing contracts, and obtaining new loans. For support, contact the budget and debt counselling service in your municipality. Contact details are available at konsumentverket.se.

Why Anyfin?

A few reasons to get the app

Lower interest rate. No fees.

Less money on interest, more towards other things. Perhaps paying off faster?

Your payment plan, you decide.

Pay off faster? Or lowest possible monthly amount? You decide. There's also the possibility to apply to skip payment for one month, if you need it.

All in one place

No more juggling different amounts, due dates and lenders. One monthly payment, clear overview and automatic payments.

Insure the monthly loan cost

With our insurance you could get help continuing to pay your most important expenses if you're on sick leave or involuntarily unemployed. Offered in partnership with AXA.

Credit score checker

Together with UC we've developed a credit score feature, where you can see your credit rating directly in our app. It's completely free and doesn't affect your score.

Some numbers

How much we lower interest rates on average

The core of what we do is lower your interest costs so more money stays in your pocket instead of your lender's. Below you can see how much we lower the effective interest rate on average, compared to your previous effective rate, for different loan types. Figures are based on offers to new customers in Sweden (1/6–1/12 2025). The reduction depends on your current effective rate and individual credit assessment, so it can be both higher or lower than the average.

-32%

Credit card

-26%

Private loans

-24%

Installments

-20%

Car loans

Representative example: A loan amount of SEK 35,000 at 15.17% nominal interest (variable) with a repayment period of 54 months, with 54 instalments of SEK 898, gives an effective interest rate of 16.27%. Total to repay: SEK 48,508.

Our thing

A dolphin in a sea of banks

We think a little differently from most in the lending industry. We don't want to contribute to increased debt, but instead be a smart alternative that lowers the cost of loans you already have. And also offer features to pay them off faster.

Tech with heart

"The fin in fintech"

We combine credit expertise with AI and technology. And add something the lending industry often lacks: a more human approach.

Land

Sweden (English)
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Illustration of a person laying down blowing a bubble with a chewing gum.
Sweden (English)

Borrowing costs money!


If you are unable to repay your debt on time, you risk receiving a payment remark. This can lead to difficulties in renting a home, signing contracts, and obtaining new loans. For support, contact the budget and debt counselling service in your municipality. Contact details are available at konsumentverket.se.

Anyfin AB, Drottninggatan 92, 111 36 Stockholm. Org. number: 559094-8005 © 2026 Anyfin AB is a credit market company and is under the supervision of Finansinspektionen. All rights reserved.

Representative example

A refinancing loan of 43 000 SEK at 13,65% nominal interest rate (variable) with a repayment period of 60 months, with 60 installments of 993 SEK, results in a total effective interest rate of 14,54%. The total repayment amount will be 59 565 SEK. The maximum amount that can be refinanced with Anyfin is 500 000 SEK. The loan term can be as short as 1 month and as long as 120 months, depending on the current term. The nominal interest rate can range from a minimum of 5,35% to a maximum of 19,90%. The effective interest rate can range from a minimum of 5,48% to a maximum of 21,82%.