The hottest startups in Stockholm
This credit startup wants to reduce your interest - takes in 80 million
A new service lowers consumers' loan costs with 74 percent
Anyfin wants to cut your interest rate - backed by SEK 80 million
Refinance your existing loans by taking a photo

3 steps to get started

Upload your statement

Upload your statement

Send us a photo or fetch your invoice automatically of your latest credit card or loan statement.
Approve your offer

Approve your offer

If we can lower your rate - we'll send you an offer. You review the offer and approve it!
You're all set!

You're all set!

We take care of the rest. We pay off your old debt and issue a new loan with a lower rate.
For example, refinancing a loan of SEK 10,000 at a variable interest rate of 8.86% with a 12 month repayment period and 12 installments, with SEK 0 in administrative fees, gives an effective interest rate of 9.23%. The monthly cost will then be SEK 874 and the total amount to repay is SEK 10,486. We always offer individual interest rates.

Hello Delfi!

Say hi to Delfi, our spokesdolphin. As one of the planets smartest animals she loves to pay a fair interest rate on her part-payments and credit cards. She dislike credit givers with high rates and hidden fees. She believe in being reliable and smart. Like a dolphin. And so do we.
No new loans. Only better rates

No new loans. Only better rates

We don’t want to contribute to the increased burden of debt. We don’t want anyone to have to pay more than necessary on their credits. Therefore, we don’t issue any new credits, we skip unnecessary middlemen and settle for smaller margins.

Our customers love us

What's the catch?

There is none. We do not use hidden fees or complex contracts. You can pay back anytime free of charge.
What's the catch?

Frequently Asked Questions

Which types of loans can I refinance?
Consument credit loans up to 200 000 kr, such as unsecured debt, payments, credit cards, installments or other credits. Currently we cannot help you with your mortgage.
How much can I refinance?
We refinance loans up to 200 000 kr per individual.
Do you run a credit check?
We always run a credit check when you apply for a loan. Regardless of how many loans you send us, we only run one (1) credit check with Upplysningscentralen (UC). This credit check is valid for 30 days, and if you are already a customer with us - for 90 days.
Can I redeem the loan early?
Of course, you can redeem the loan at any point without any extra costs.
What interest rate will I get?
The interest rate is individually specified for each customer.
Does it cost anything to send a picture?
No, applying for a balance transfer at Anyfin is free of charge.
What if I have several loans, credits or payments I want to refinance?
Send a picture for each loan, credit or payment, and we'll contact you with an offer for each loan.
What if I don’t have a monthly statement?
Ask your creditor to send an overview. This monthly statement or overview must contain your name and address, as well as the total loan amount and payment information.
How can Anyfin make my loan cheaper?
Instead of giving everybody the same terms, we offer individual interest rates based on an overall evaluation. We do this by using completely automated processes which keep our costs low. But most of all, your current creditors are probably charging more than they should.
Read all questions and answers

Be smart. Download the app.

The Anyfin app lets you be in control. Get a better overview of your current loans and get reminded when it's time to pay your monthly bill.