We help you lower the interest rate on your credit card, part payment or personal loan. Send a picture of your latest invoice or send it with BankID. Simple and smart!
As easy as taking a selfie
Upload your statement
Send us a photo of your latest credit card or loan statement through any of our channels.
Approve your new terms
If we can lower your costs, we send you a new offer with better terms. You review the offer and if you like it, you approve our terms.
Relax - you're all set!
We take care of the rest. We pay off your old debt and issue a new loan with better terms. You can sit back, relax and do something fun with your savings instead.
For example, you save 4 462 kr in 24 months if you refinance a loan of 30 000 kr with us. In this case, the floating interest rate changes from 19,90% to 8,86% and the administrative fees go down from 29 kr to 0 kr. The new effective interest rate is 9.23% and the monthly cost is 1 369 kr.
Loan sharks are the worst we know. Those who have hidden
fees and complicated conditions. We believe in being
reliable and smart. Like a dolphin. So say hello to
Delphi, our spokeswoman!
Reduced interest rates and fairer conditions
Our goal is simple, we do not want to contribute to an increased burden of debt,
but rather ensure that no-one pays more than they need to. Therefore, we do not
issue any new credits, instead, we only lower costs on the credits you already have.
So far, we have lowered our customers' credit costs by over 50% on average.
And we plan to continue doing so every day.
There is none. We do not use hidden fees or complex contract terms
which are difficult to understand. You can pay back anytime free of charge.
Frequently Asked Questions
Which types of loans can I refinance?
Consument credit loans up to 100 000 kr, such as unsecured debt, payments, credit cards, installments or other credits. Currently we cannot help you with your mortgage.
How much can I refinance?
We refinance loans up to 100 000 kr per individual.
Do you run a credit check?
We always run a credit check when you apply for a loan. Regardless of how many loans you send us, we only run one (1) credit check with Upplysningscentralen (UC). This credit check is valid for 30 days, and if you are already a customer with us - for 90 days.
Can I redeem the loan early?
Of course, you can redeem the loan at any point without any extra costs.
What interest rate will I get?
The interest rate is individually specified for each customer.
Does it cost anything to send a picture?
No, applying for a balance transfer at Anyfin is free of charge.
What if I have several loans, credits or payments I want to refinance?
Send a picture for each loan, credit or payment, and we'll contact you with an offer for each loan.
What if I don’t have a monthly statement?
Ask your creditor to send an overview. This monthly statement or overview must contain your name and address, as well as the total loan amount and payment information.
How can Anyfin make my loan cheaper?
Instead of giving everybody the same terms, we offer individual interest rates based on an overall evaluation. We do this by using completely automated processes which keep our costs low. But most of all, your current creditors are probably charging more than they should.
The new Anyfin app lets you be in control. It's even easier to get started with lowering your financing costs. Get a better overview of your current loans and get reminded when it's time to pay your monthly bill.