By applying on the Anyfin app, we can help you lower the interest rate on your existing credits, block yourself from buying on credit in the first place or help you to pay your electricity bill. In the app you can also gain a better understanding of your expenses, income and spending patterns.
A survey by Finansinspektionen revealed that one in five households have a hard time covering their expenses with their regular income during at least onemonth each year. Simultaneously, Swedish credit debt is growing quickly. At Anyfin we know that finances are difficult and can be a cause of anxiety for many. We therefore want to help people get more control over their finances and improve their financial health. Whether it’s about lowering the interest rate on your expensive credit card bill or helping you block yourself from being able to shop with installments online, we are here to help.
Each user gets an individual interest rate. Instead of giving everyone the same offer, we do a personal credit check. In addition, we have fully automated processes that keep costs down down down. But it is most likely that your current lender is taking more money than they should
It’s true: we don’t charge our customers money for most of the features you’ll find in the app, and we charge less than our competitors. The truth is, our competitors charge so much in interest fees that there’s room to cut costs for you and for us to still make money while giving you a much better deal.
Anyfin is an independent consumer credit institution that is under Finansinspektionen’s supervision.
Anyfin AB, Drottninggatan 92, 111 36 Stockholm. Org. number: 559094-8005 © 2023 Anyfin AB is a consumer credit institution and is under the supervision of Finansinspektionen. All rights reserved.
If a loan of 13,000 SEK is transferred to Anyfin, the savings will be 1,363 SEK. The variable interest rate falls from 18.88% to 11.88%, and the administrative fee falls from 19 SEK to 0 SEK. The new monthly cost will then be 611 SEK with a 24-month repayment period; consequently, the new effective interest rate is 12.55% and the total amount paid is 14,669 SEK. Anyfin makes offers exclusively in situations where Anyfin can lower an individual’s interest rate. Anyfin will never increase an individual’s total costs by extending their repayment period.
The maximum amount that can be refinanced with Anyfin is 300,000 SEK. The term can be a minimum of 1 month and a maximum of 120 months, depending on the current term. The nominal interest rate can vary from a minimum of 4.58% to a maximum of 19.90%. The effective interest rate can be minimum 4.68% and a maximum of 22.01%.