FAQ

Finances are difficult.

That's why we want to help you.

How does Anyfin work?

By applying on the Anyfin app, we can help you lower the interest rate on your existing credits, block yourself from buying on credit in the first place or help you to pay your electricity bill. In the app you can also gain a better understanding of your expenses, income and spending patterns.

What do you mean by “improving financial health”?

A survey by Finansinspektionen revealed that one in five households have a hard time covering their expenses with their regular income during at least onemonth each year. Simultaneously, Swedish credit debt is growing quickly. At Anyfin we know that finances are difficult and can be a cause of anxiety for many. We therefore want to help people get more control over their finances and improve their financial health. Whether it’s about lowering the interest rate on your expensive credit card bill or helping you block yourself from being able to shop with installments online, we are here to help.

How can Anyfin make it cheaper?

Each user gets an individual interest rate. Instead of giving everyone the same offer, we do a personal credit check. In addition, we have fully automated processes that keep costs down down down. But it is most likely that your current lender is taking more money than they should

How does Anyfin make money?

It’s true: we don’t charge our customers money for most of the features you’ll find in the app, and we charge less than our competitors. The truth is, our competitors charge so much in interest fees that there’s room to cut costs for you and for us to still make money while giving you a much better deal.

How is Anyfin regulated?

Anyfin is an independent consumer credit institution that is under Finansinspektionen’s supervision.

Who can access my information?

Your information is processed in accordance with our privacy policy. All data is processed according to GDPR.

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Sweden (English)

Anyfin AB, Drottninggatan 92, 111 36 Stockholm. Org. number: 559094-8005 © 2024 Anyfin AB is a consumer credit institution and is under the supervision of Finansinspektionen. All rights reserved.

Representative example

A refinancing loan of 5,000 SEK at 17.40 % nominal interest rate with a repayment period of 18 months, with 18 installments of 318 SEK, results in a total effective interest rate of 18.86 %. The total repayment amount will be 5,717 SEK.

The maximum amount that can be refinanced with Anyfin is 300,000 SEK. The loan term can be as short as 1 month and as long as 120 months, depending on the current term. The nominal interest rate can range from a minimum of 7.95 % to a maximum of 19.90 %. The effective interest rate can range from a minimum of 8.25 % to a maximum of 21.28 %.