Credit card with a high interest rate?
See if you can get a lower interest rate. Apply to transfer your credit card debt to us.
More control
Change your monthly payment, pay extra or apply to pause for a month.
Automatic payments
Put your payments on autopilot, so you don't have to think about it.
New interest rate, no monthly fee
When less money goes to interest, more can go towards paying off the debt.
Borrowing money costs money!
If you cannot repay your debt in time, you are in the risk of receiving a record of non-payment. Having a record of non-payment means that you could experience difficulties to rent an accommodation, take out a subscription or being granted new credits. For support, please contact a Budget and Debt Advisor in your municipality. You can find contact details at konsumentverket.se.
Many credit cards have a high interest rate
A credit card can be practical in many ways. It gives flexibility in your finances, and there may also be bonus programmes with various benefits. But once it has started to accrue interest, the rate is usually high, sometimes higher than it needs to be. Then you can see if we can offer a lower one. Apply with your existing debt and see.
Why should I
apply with Anyfin?
This could be for you if you:
pay a high interest rate
want one payment per month, instead of several smaller ones
want to see if you can lower your monthly cost
Applying is free and non-binding. You decide, in your own time, whether to accept the offer.
This image is AI generatedYour payment plan,
you decide.
Pay off faster? Or the lowest possible monthly payment? You decide your pace. You can also apply for payment-free months.
Three steps
1. Upload
Upload your loans, part payments or credit card invoices.
2. We check
We see if we can offer you new terms.
3. You check
Look through the terms at your own pace. Sign, and we take care of the transfer.
See if we can lower your interest rate
Apply with your credit card and see if we can offer you new terms.
FAQ
What do you mean by reduced interest rates on credits?
We lower the interest rate on existing loans in the form of e.g. installments, credit cards and personal loans. In other words, you can refinance your credits or installments up to 300,000 kr.
Are there any hidden fees?
We have no hidden fees. You as a customer only pay amortization and interest. You can also always pay off your credit early at no extra cost. Our goal is that you will never need to question whether you have fair conditions - it should always be a given.
Does it cost anything to apply?
No, it is always free to apply for a reduced interest rate from Anyfin.
I already have a credit with you, can I still apply?
Of course! Just submit a new application and we will do a new assessment to see if we are able to help you with additional credits. Remember that we can refinance up to a total of 300 000 SEK, taking all of your credits into account.
What happens to my credit when you transfer it?
When we transfer your credit to us, we only pay off your existing debt with your previous lender. Beyond that, nothing changes. It will not affect e.g. the limit of your credit card, the points you’ve collected during the year or the ability to use the same service again. When your credit is moved you start paying us, but at a lower interest rate.
Where can I track my credit with you?
You can easily log in to our app or go to “My Pages” on our website. Identify yourself with Mobile BankID in order to see the current balance of the credits you’ve moved to Anyfin. You can also see your payment details, previous payments, your balance on the invoice, and access the other services we offer.