New interest rate, no monthly fee
When less money goes to interest, more can go towards paying off the debt.
Clear terms
See your current interest rate, future payments and when you are expected to have paid everything off.
One payment
Move all your loans to us and get a clear overview in the app. One monthly payment for all loans.
Borrowing money costs money!
If you cannot repay your debt in time, you are in the risk of receiving a record of non-payment. Having a record of non-payment means that you could experience difficulties to rent an accommodation, take out a subscription or being granted new credits. For support, please contact a Budget and Debt Advisor in your municipality. You can find contact details at konsumentverket.se.
You can’t borrow more here
We don’t want to contribute to more borrowing. At Anyfin, you can instead apply to lower the interest rate on a loan you have already taken out elsewhere. You can apply with loans of up to SEK 300,000. In the app, you can then easily keep track of your payments and adjust your pace.
Why should I
apply with Anyfin?
This could be for you if you:
pay a high interest rate
want one payment per month, instead of several smaller ones
want to see if you can lower your monthly cost
Applying is free and non-binding. You decide, in your own time, whether to accept the offer.
This image is AI generatedYour payment plan,
you decide.
Pay off faster? Or the lowest possible monthly payment? You decide your pace. You can also apply for payment-free months.
Three steps
1. Upload
Upload your loans, part payments or credit card invoices.
2. We check
We see if we can offer you new terms.
3. You check
Look through the terms at your own pace. Sign, and we take care of the transfer.
See if we can lower your interest rate
Apply with your loan and see if we can offer you new terms.
FAQ
What do you mean by reduced interest rates on credits?
We lower the interest rate on existing loans in the form of e.g. installments, credit cards and personal loans. In other words, you can refinance your credits or installments up to 300,000 kr.
What types of loans can I refinance?
Currently, we can help with credits such as installments, credit cards, personal loans or other similar credits. We are unfortunately unable to help you with your mortgage.
Do you take a credit report?
Yes, we take a credit report. It is the basis for our credit rating. No matter how many invoices you submit we only take one (1) credit report from Upplysningscentralen (UC) which is valid with us for 30 days. If you already are an Anyfin-customer, the validity period is 60 days. Read more at www.uc.se
How much can I apply for?
We can refinance credits up to SEK 300,000.
Can I pay by direct debit?
We offer payment by direct debit. You can sign up for direct debit payment in our app.
What happens after an application is submitted?
We will process your application immediately after you submit it and in connection with us handling it, we take one credit report (UC) in order to be able to determine if we are able to help you. Regardless if we can give you an offer or not, we will always let you know via email or SMS.