The book your money wants you to read

Everything you need to know about managing your finances based on your situation, and how to avoid common mistakes when it comes to money.

August 17, 2023

A picture of the book.

"The Book Your Money Wants You to Read" is now released in bookstores both online and around Sweden. Completely revolutionary, if you ask us.

It's a book that tells you how to manage your finances based on your situation and how to avoid common mistakes when it comes to money. From practical information about loans and debts to budgets, everyday legal matters, and checklists. If we may say so ourselves, it's actually really good.

Why write a book about debts?

When it comes down to it, for many it's often with loans and credits that things go south. Taking out a loan is a decision that can affect your finances for several years. And since banks and lenders make a lot of money from this, they've naturally made borrowing easy. Perhaps a bit too easy. And paying it back is difficult.

That's why we believe it's really important for anyone considering taking out a loan/buying on installment/getting a credit card to have a full understanding of how everything actually works. Because that stuff IS difficult. In this book, we try to make it simpler.

Who wrote it?

Magdalena Kowalczyk (well-known from the Swedish TV show "Lyxfällan") and our founder and CEO Mikael Hussain have put their wise heads together. Magdalena, who has met many people whom, in various ways, feel that their finances have become so difficult that they can't handle it themselves, and Mikael Hussain, who has over 15 years of experience in banking and credit.

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Borrowing costs money!


If you are unable to repay your debt on time, you risk receiving a payment remark. This can lead to difficulties in renting a home, signing contracts, and obtaining new loans. For support, contact the budget and debt counselling service in your municipality. Contact details are available at konsumentverket.se.

Anyfin AB, Drottninggatan 92, 111 36 Stockholm. Org. number: 559094-8005 © 2025 Anyfin AB is a consumer credit institution and is under the supervision of Finansinspektionen. All rights reserved.

Representative example

A refinancing loan of 35,000 SEK at a nominal interest rate of 15.17% (variable) with a repayment period of 54 months, with 54 installments of 898 SEK, results in an effective interest rate of 16.27%. The total amount to be repaid is 48,508 SEK. The maximum amount that can be refinanced with Anyfin is 500,000 SEK. The shortest repayment period is 1 month and the longest is 180 months, depending on the current loan term. The nominal interest rate can be as low as 6.48% and as high as 23.00%. The effective interest rate can range from a minimum of 6.68% to a maximum of 25.59%.