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You can't
borrow more here.

Instead, it's about the loans you already have. We can lower the interest rate on personal loans, car loans, part payments and credit cards, and want to make them easier to pay off.

Applying is easier in the app!

The app gives you a clearer view of your application, offer and payment plan.

Get the appContinue on web

We can lower interest rateswith the help of
, and hard

  • 🤖 Smart technology

    We use AI and technology to see if we can offer you new terms. Less manual work, smarter decisions. And, hopefully, a lower cost for you.

  • 💛 A human approach

    Anyfin was started because we were tired of people paying unnecessarily much for their loans and credits. We wanted to change that.

  • 💪 Plain old hard work

    Behind every application are years of detailed work to understand, test and improve how we work. We keep at it, so that moving your loan stays simple for you.

How you apply

  • Anno 2017

    Since 2017, we've helped customers refinance loans, part payments and credit cards with new terms.

  • Regulated by Finansinspektionen

    Anyfin AB is a licensed credit market company under the supervision of Finansinspektionen (the Swedish Financial Supervisory Authority).

  • On your side

    Our product is built for the loans you already have, not to borrow more.

Borrowing money costs money!

If you cannot repay your debt in time, you are in the risk of receiving a record of non-payment. Having a record of non-payment means that you could experience difficulties to rent an accommodation, take out a subscription or being granted new credits. For support, please contact a Budget and Debt Advisor in your municipality. You can find contact details at konsumentverket.se.

A few reasons to get the app

  • Everything in one place

    No need to think about different amounts, different due dates and different lenders. One monthly payment, a clear overview and automatic payments.

  • New interest rate. No unnecessary fees.

    When less money goes to interest, more can go towards paying off the debt. We like that.

  • Your payment plan, you decide.

    Pay off faster? Or the lowest possible monthly amount? You decide. You can also apply for a payment-free month.

  • Insure the monthly loan cost

    With our insurance, you can get help to keep paying your most important expenses if you go on sick leave or become involuntarily unemployed. Offered in partnership with AXA.

  • Credit score checker

    Together with UC, we've developed UC-kollen, where you can see your credit rating directly in our app. It's completely free and doesn't affect your rating.

Loan types we can lower the interest rate on

Three steps

  1. 1. Upload

    Upload your loans, part payments or credit card invoices.

  2. 2. We check

    We see if we can offer you new terms.

  3. 3. You check

    Look through the terms at your own pace. Sign, and we take care of the transfer.

Apply now

A dolphin in
a sea of banks

We think a little differently from most lenders. With us, you can't borrow more. Instead, we want to be a smart alternative that lowers the cost of loans you already have. And also offer features to pay them off faster.

Get Anyfin
A dolphin holding up a phone showing the Anyfin app, with the balance left to pay

This is where we could have had a “borrow more” button. But we don’t.

Frequently asked questions

Is my application with Anyfin binding?

An application with Anyfin is free of charge and non-binding. When you receive an offer from us, you have 7 days to decide whether you want to accept it.

How can Anyfin lower my costs?

Many lenders give the same high interest rate to all their customers. We, on the other hand, carry out an individual credit check and offer you an interest rate that suits your financial situation. We also have fully automated processes that keep costs low. The main reason, however, is that many lenders charge unnecessarily high interest rates.

Is there a maximum amount?

Yes, you can apply with loans and credits up to 300 000 SEK as a sole borrower, and up to 500 000 SEK with a co-borrower.

Do you perform a credit check?

Yes, we perform a credit check. It forms the basis of our credit assessment. Regardless of how many invoices you submit, we only perform one credit check with Upplysningscentralen (UC), which is valid with us for 30 days. If you are or become our customer, the validity period is extended to 60 days.
More FAQs