Lower your interest rates

Whatever your loan is for, you shouldn't pay too much for it. Lower the interest rates on your part payments, credit card debts, and other personal loans. Anyfin can help you reduce the interest rate of your loans up to 300,000 SEK. Apply now for free and get a non-binding offer!


No fees

We don't believe in unnecessary fees, so we removed them. At Anyfin, you only pay the principal and interest.

Better overview

The app makes it easy to keep track of all your monthly payments.

Save money

We pay off your existing loan and you pay back to Anyfin with lower interest rates.

How does it work?


Send an application

Take a picture of your outstanding credit balance, answer some questions and send your application. Download our app for the smoothest experience or apply directly here on the website. An application is free, takes about 2 minutes and is non-binding.


Get your offer

We assess each application individually to make sure you get the best offer possible. We only send you an offer if we can reduce your costs.


We pay off your credit

If you accept your offer, we will pay off the credit to your current lender and transfer the loan to Anyfin. You can just lean back and watch.


Pay less with Anyfin

Pay off your loans with lower interest rates and improved terms at Anyfin.

Man holding a phone

Lower your interest rate

It’s easy to get help. Also always very nice people that work there. 10/10 would absolutely recommend Anyfin. They have saved my economy to be honest.


Review by Ida

What makes Anyfin Anyfin?

Far too many people pay far too much interest and fees for their credits - too much in terms of common sense, but especially considering their creditworthiness. We think that is unfair and thus want to help you lower interest rates on installments, credit card debts and personal loans. When you apply at Anyfin, we assess your application individually and see if we can offer you a better interest rate and conditions based on your specific circumstances.


A little bragging

6 355 kr

Anyfin users save on average

1.000.000 +

App downloads


We lower the interest on average by

Our customers' average saving after transferring their loans and credits to us is 6 355 SEK/customer. The amount refers to the interest and fees saved on all transferred loans during the period 2021-08-01 and 2022-08-01.


How can Anyfin make it cheaper?

We always offer our users individual interest rates. So instead of giving everyone the same offer, we do an individual credit check. In addition, we have fully automated processes that keep costs down down down. But most likely of all, your current lender is probably taking more money than they should.

Which credits can I refinance?

We can help you with installments, credit card bills, personal loans and other similar credits up to 300,000 SEK.

Can I make extra payments?

You can contribute to paying your loans off more quickly with extra payments anytime, without any additional costs.

What does Anyfin need from me?

To refinance a credit with us, there are some criteria you need to meet. You need to be at least 18 years old and registered in Sweden. You must have a stable income from work, or alternatively a parental benefit, pension or sickness benefit (we do not accept CSN, housing benefit, social assistance, activity support or unemployment benefit). You must also not have a payment note from within the last 12 months, or an active debt balance with Kronofogden.

Questions? Ask!

Our team of the most helpful people around is always ready. Ask them anything, anytime and almost wherever (call, chat or email).

An illustration

We lower loan costs on average by 48 %


Sweden (English)

Anyfin AB, Drottninggatan 92, 111 36 Stockholm. Org. number: 559094-8005 © 2023 Anyfin AB is a consumer credit institution and is under the supervision of Finansinspektionen. All rights reserved.

Representative example

If a loan of 13,000 SEK is transferred to Anyfin, the savings will be 1,363 SEK. The variable interest rate falls from 18.88% to 11.88%, and the administrative fee falls from 19 SEK to 0 SEK. The new monthly cost will then be 611 SEK with a 24-month repayment period; consequently, the new effective interest rate is 12.55% and the total amount paid is 14,669 SEK. Anyfin makes offers exclusively in situations where Anyfin can lower an individual’s interest rate. Anyfin will never increase an individual’s total costs by extending their repayment period.

The maximum amount that can be refinanced with Anyfin is 300,000 SEK. The term can be a minimum of 1 month and a maximum of 120 months, depending on the current term. The nominal interest rate can vary from a minimum of 4.58% to a maximum of 19.90%. The effective interest rate can be minimum 4.68% and a maximum of 22.01%.