If you are unable to repay your debt on time, you risk receiving a payment remark. This can lead to difficulties in renting a home, signing contracts, and obtaining new loans. For support, contact the budget and debt counselling service in your municipality. Contact details are available at konsumentverket.se.

Borrowing costs money! 

A refinancing loan of 35,000 SEK at a nominal interest rate of 15.17% (variable) with a repayment period of 54 months, with 54 installments of 898 SEK, results in an effective interest rate of 16.27%. The total amount to be repaid is 48,508 SEK.

The maximum amount that can be refinanced with Anyfin is 500,000 SEK. The shortest repayment period is 1 month and the longest is 180 months, depending on the current loan term. The nominal interest rate can be as low as 6.48% and as high as 23.00%. The effective interest rate can range from a minimum of 6.68% to a maximum of 25.59%.