Savings

Save now, buy later

Person in blue shirt looks out at cityscape from balcony while holding a cell phone.
Person in blue shirt looks out at cityscape from balcony while holding a cell phone.

Worry less, save more

Lean back, save money, and earn interest. Our savings hacks allow you to save completely automatically. So the only thing you need to think about is what to do with the money.

Closeup of a cell phone showing an Anyfin savings account.

The fine print

Your savings account is established at Erik Penser Bank and is fully covered by the Swedish national deposit insurance scheme (coverage up to SEK 1,050,000 per person per institution). The savings account has an .80% interest rate and you are able to deposit and withdraw money as often as you would like, without fees.

Parent in dark jacket pushes a child in a swing at the playground.
Parent in dark jacket pushes a child in a swing at the playground.
Parent in dark jacket pushes a child in a swing at the playground.

How do you want to save?

Closeup of a cell phone showing the Anyfin savings hack “Save automatically on payday.”
Closeup of a cell phone showing the Anyfin savings hack “Save automatically on payday.”

01 – Save automatically on payday

Do more than just pay your bills on payday – pay yourself! That way you can help make sure that your savings dreams become reality. This savings hack allows you to automatically deposit a set amount on the same day that you get your salary. You choose the amount – we make it happen.

Closeup of a cell phone showing the Anyfin savings hack “Round Up.”
Closeup of a cell phone showing the Anyfin savings hack “Round Up.”

02 – Weekly round up

With this savings hack, every time you make a purchase, you’ll also be contributing to your savings. Whether you're swiping, swishing, or blipping, Round Up will see what you’ve spent and round up to the nearest ten crowns and deposit it into your savings account. If you buy something for 299 kr, 1 crown will go to your savings. Nice, right?

Closeup of a cell phone showing the Anyfin savings hack “Happy Monday!”
Closeup of a cell phone showing the Anyfin savings hack “Happy Monday!”

03 – Happy Monday!

With this savings hack, every time you make a purchase, you’ll also be contributing to your savings. Whether you're swiping, swishing, or blipping, it will round up to the nearest ten crowns and deposit weekly into your savings account.

Picture of a spring

A flexible savings account that helps you be more flexible in your everyday life. Extra dip sauce? Why not! Flexible, right?

Picture of a spring
A person dressed all in pink with sunglasses and hat walks down the street with a jacket slung over his shoulder.
A hand holds a phone showing an Anyfin savings account.

It’s never too late (or too early) to start saving. Choose one or more of our savings hacks and you're on your way.

Anyfin establishes your savings account with our partner bank, which is a Swedish financial institution. The Anyfin savings account has an .80% interest rate; this interest rate is determined by our partner bank and may change in the future. The money you have deposited in your savings account is fully covered by the Swedish national deposit insurance scheme (coverage up to SEK 1,050,000 per person per institution). In the event that the partner bank should enter bankruptcy, your money will be returned to you by the Swedish National Debt Office (Riksgälden) within seven days.

Land

Anyfin AB, Drottninggatan 92, 111 36 Stockholm. Org. number: 559094-8005 © 2022 Anyfin AB is a consumer credit institution and is under the supervision of Finansinspektionen. All rights reserved.

Representative example

If a loan of SEK 13,000 is transferred to Anyfin, the savings will be SEK 1,652. The variable interest rate falls from 18.88% to 9.88%, and the administrative fee falls from SEK 19 to SEK 0. The new monthly cost will then be SEK 599 with a 24-month repayment period; consequently, the new effective interest rate is 10.34% and the total amount paid is SEK 14,380. Anyfin makes offers exclusively in situations where Anyfin can lower an individual’s interest rate. Anyfin will never increase an individual’s total costs by extending their repayment period.

The maximum amount that can be refinanced with Anyfin is SEK 300,000. The term can be a minimum of 1 month and a maximum of 120 months, depending on the current term. The nominal interest rate can vary from minimum 3.95% and maximum 19.90%. The effective interest rate can be minimum 4.02% and maximum 22.01%.