Save money, earn interest
Set up your saving goal, choose hacks and lean back as the app automatically saves towards your goal. And of course you’ll earn interest on your money.
The fine print
Your savings account is established at Erik Penser Bank and is fully covered by the Swedish national deposit insurance scheme (coverage up to SEK 1,050,000 per person per institution). We offer 0.80% interest on your savings and you are able to deposit and withdraw money as often as you would like, without fees.
Save automatically on payday
Save a fixed amount on salary day.
Round up your purchases to the nearest 10 SEK.
Save a random amount each Monday (not totally random, within a range of your choice).
A flexible savings account that helps you be more flexible in your everyday life. Extra dip sauce? Why not! Flexible, right?
Our evergreen savings goal recommendation: a buffer.
Anyfin establishes your savings account with our partner bank, which is a Swedish financial institution. The Anyfin savings account has an .80% interest rate; this interest rate is determined by our partner bank and may change in the future. The money you have deposited in your savings account is fully covered by the Swedish national deposit insurance scheme (coverage up to SEK 1,050,000 per person per institution). In the event that the partner bank should enter bankruptcy, your money will be returned to you by the Swedish National Debt Office (Riksgälden) within seven days.
Anyfin AB, Drottninggatan 92, 111 36 Stockholm. Org. number: 559094-8005 © 2023 Anyfin AB is a consumer credit institution and is under the supervision of Finansinspektionen. All rights reserved.
If a loan of 13,000 SEK is transferred to Anyfin, the savings will be 1,363 SEK. The variable interest rate falls from 18.88% to 11.88%, and the administrative fee falls from 19 SEK to 0 SEK. The new monthly cost will then be 611 SEK with a 24-month repayment period; consequently, the new effective interest rate is 12.55% and the total amount paid is 14,669 SEK. Anyfin makes offers exclusively in situations where Anyfin can lower an individual’s interest rate. Anyfin will never increase an individual’s total costs by extending their repayment period.
The maximum amount that can be refinanced with Anyfin is 300,000 SEK. The term can be a minimum of 1 month and a maximum of 120 months, depending on the current term. The nominal interest rate can vary from a minimum of 4.58% to a maximum of 19.90%. The effective interest rate can be minimum 4.68% and a maximum of 22.01%.