If you are unable to repay your debt on time, you risk receiving a payment remark. This can lead to difficulties in renting a home, signing contracts, and obtaining new loans. For support, contact the budget and debt counselling service in your municipality. Contact details are available at konsumentverket.se.

Borrowing costs money! 

A refinancing loan of 43 000 SEK at 13,65% nominal interest rate (variable) with a repayment period of 60 months, with 60 installments of 993 SEK, results in a total effective interest rate of 14,54%. The total repayment amount will be 59 565 SEK. 

The maximum amount that can be refinanced with Anyfin is 500 000 SEK. The loan term can be as short as 1 month and as long as 120 months, depending on the current term. The nominal interest rate can range from a minimum of 5,35% to a maximum of 19,90%. The effective interest rate can range from a minimum of 5,48% to a maximum of 21,82%.