Swedish fintech company Anyfin helps thousands of consumers access fair interest rates, raises €8 million in new funding to scale further

Anyfin AB -

Stockholm and London, 14th May 2019: Anyfin, a Stockholm-based startup that enables consumers to refinance their existing consumer loans with a picture, today announces a €8 million investment in an extended Series A round. Since launch, the company has helped thousands of new customers each month to lower their interest rates on consumer loans by an average of 50 percent. To help serve even more customers, Anyfin has raised an additional €8 million from its existing investors Northzone, Accel, Global Founders Capital, and also welcomes FinTech Collective as a new investor.

Anyfin - founded by former Klarna, iZettle and Spotify employees, has grown from a team of 8 to a team 22 within a year, adding key hires from some of Sweden’s top tech companies; Stelios Gisdakis, previously Spotify and Klarna, as Head of Data Science, Mimmi Grafström, previously iZettle, as Head of Marketing, and Martin Engdahl, previously Payex and Klarna, as Head of Business Development.

Anyfin Founder and CEO Mikael Hussain comments: “Unsecured consumer credits are growing at an increasing rate. Most customers are paying far too much interest on these loans - often in excess of 25 percent annually on part payments and credit cards, even for those with good credit scores. Typically, we’re able to cut the cost of financing by more than half. Even our customers ask us, what’s the catch? But really, we are on a mission to put the power back in the hands of the consumer, making it as simple as possible to refinance a loan and giving consumers the rate they deserve.”

Anyfin is a consumer-centric financial services company that offers a great experience to the customer, which could be anyone with a credit card, an unsecured loan or paying off a purchase in instalments. Using AI, modern mobile technology, and leveraging consumer data, Anyfin enables consumers to refinance their existing loans within seconds simply by taking a picture of the loan statement or by logging into their previous loan provider. The consumer sends the picture and Anyfin replies within just a few seconds, with an offer to refinance the loan at a better price. With one tap, the consumer accepts the new offer from Anyfin, and the company takes care of settling the existing loan for them.

“Fixing mispriced consumer credit represents a €24b revenue opportunity in Northern Europe alone. Having seeded five alternative lending businesses in the US and abroad, Anyfin's positioning of reducing credit versus expanding credit for consumers was very compelling. We are extremely excited to be backing the credentialed team at Anyfin and their mission of improving the financial lives of over 700 million Europeans” says Gareth Jones from Fintech Collective.

The new funding will help Anyfin develop the product further and prepare for an international launch to take on Northern Europe. Anyfin has to date raised a total of €13,3 million and is currently available in Sweden.

Christoffer Norman from Northzone has recently joined the board as part of the new investment. He adds: ”Anyfin fulfils fintech’s promise of making finance easier and fairer for consumers. Their intuitive product and experienced team underpin the company’s strong performance since our initial investment. We are excited to support Anyfin in this latest round as they scale to reach more customers and new markets.”

Om Anyfin
Be smart, pay less. Anyfin is a mission driven digital lender on the consumer’s side that simplifies the process of refinancing debt to snapping a picture. The company was founded in 2017. For more, visit

Om Northzone
Northzone is a European VC fund that backs the entrepreneurs building tomorrow's global companies. The Northzone team is a passionate group of individuals who bring extensive operational and investment experience to all companies they invest in, and have a singular focus on helping their entrepreneurs in building game-changing companies. Notable investments include Spotify, Klarna, Lesara, Wallapop, CornerJob, iZettle, and Trustpilot. Founded in 1996, Northzone has offices in Stockholm, London, New York, and Oslo, and is currently investing out of its eight fund NZVIII, at €350 million. Learn more about Northzone at

Om Accel
Accel is a leading venture capital firm that invests in people and their companies from the earliest days through all phases of private company growth. Atlassian, Algolia, Avito, Cloudera, Crowdstrike, Deliveroo, DJI, Dropbox, Etsy, Facebook, Flipkart, Funding Circle, Kayak, Kry, QlikTech, Rovio, Slack, Spotify, Supercell and WorldRemit are among the companies the firm has backed over the past 30 years. The firm seeks to understand entrepreneurs as individuals, appreciate their originality and play to their strengths. Because greatness doesn't have a stereotype. For more, visit, or

Om Fintech Collective
FinTech Collective is a venture capital firm, based in New York City and investing globally in entrepreneurs with a hunger to reimagine how money flows through the world. The firm was founded in 2012 by serial entrepreneurs with exits in capital markets, payments and enterprise AI. Since inception, FinTech Collective has seeded 29 portfolio companies including Axoni, Dharma Protocol, Embroker, MoneyLion, and Vestwell. Exits include Quovo, acquired by Plaid, Openfolio, acquired by Stone Ridge Asset Management, and Reorg, acquired by Warburg Pincus. You can learn more about FinTech Collective at and from the weekly newsletter available at

Om Global Founders Capital
Global Founders Capital is a stage agnostic venture fund that empowers gifted entrepreneurs worldwide. Their current portfolio includes Funding Circle,, iwoca, as well as Slack, Traveloka and many others. Global Founders Capital has previously invested in Facebook, Linkedin, Trivago and many other global success stories.


Anyfin sovellus

Anyfin AB filial i Finland, Bulevardi 21, 00120 Helsinki. Org. nummer: 3011348-7 © 2021 Anyfin AB filial i Finland on kulutusluottolaitos, joka toimii Etelä-Suomen aluehallintoviraston (AVI) alaisena. Kaikki oikeudet pidätetään.


Jos 1300€ arvoinen laina siirretään Anyfinille, tulee säästöksi 157€ seuraavan esimerkin mukaan: Jos alkuperäinen nimelliskorko 18.88% laskee 9.88%:in ja 2€ kuukausikulu laskee 1€ suuruiseksi, on uusi kuukausimaksu 24 kuukauden laina-ajalle 61€, jolloin todellinen vuosikorko on 12.17%. Lainan kokonaissumma on tällöin 1462€. Anyfin tarjoaa aina yksilöllisiä korkoja. Anyfin ei koskaan anna tarjousta jos he eivät voi madaltaa luoton todellista vuosikorkoa. Anyfin ei nosta nykyisen luoton kokonaiskustannuksia pidentämällä takaisinmaksuaikaa.

Myöntämiemme jälleenrahoitusluottojen summa on 10-10.000€ ja laina-aika voi olla 1-120 kuukautta, riippuen asiakkaan nykyisestä laina-ajasta. Luoton nimelliskorko on 3,95%-19,90% ja kuukausikulu 0-5€.